Financing
Pay over time. No surprises.
A renovation is one of the largest single purchases most homeowners make. We work with three financing partners who specialize in home-improvement loans, all offer soft credit checks, fixed rates, and no prepayment penalties. We take no commission and have no preferred lender; pick whichever fits.
How it works
Four simple steps.
- 01
Pick a partner you like
All three lenders below specialize in renovation financing. Apply with one or compare two.
- 02
Get pre-qualified
Soft credit pull only, does not affect your score. Most decisions are instant.
- 03
Schedule the walk-through
We'll write the estimate. Your lender funds when the contract is signed.
- 04
Pay over time
Fixed monthly payments. No prepayment penalty on most options. Pay off early to save interest.
Lender partners
Three options. Pick what fits.
Rates, ranges, and terms shown are subject to credit qualification. CW Services LLP is not a lender, does not collect commissions, and does not have a preferred partner. The links below are direct to the lender.
Renovation lender
Hearth
- Loan range
- $1,000 – $250,000
- Starting rate
- From 6.99% APR
Fixed-rate personal loans for home improvement. Soft credit pull.
Ask Glenn for the linkRenovation lender
Acorn Finance
- Loan range
- $1,000 – $100,000
- Starting rate
- From 7.49% APR
Multiple lender offers in 60 seconds. No origination fees on most options.
Ask Glenn for the linkRenovation lender
Service Finance
- Loan range
- $1,500 – $100,000
- Starting rate
- From 6.99% APR
Same-as-cash promotional periods. Lender of choice for many MA contractors.
Ask Glenn for the link
We’ll send you the partner direct-apply link after the walk-through, with the project scope already filled in so you can compare your apples-to-apples financing options against the actual estimate. Not before, we don’t want anyone applying for a loan amount we haven’t discussed.
Have questions?
Talk to Glenn first.
We don’t earn anything on financing, but Glenn has talked enough homeowners through the math to know what questions to ask any lender. Free, no pressure.
Ready to talk through your project?
Free estimate. Written same week. Glenn walks the project, Megan handles scheduling. No pressure, no salesperson.